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Your credit score is a three-digit number that is used to predict how you will pay your bills. The score ranges from 300-850 and is calculated using your credit history information from your credit report.

When you make an application for credit, the creditor or lender uses your credit score to quickly make a credit/no-credit decision. This same decision can very well be made by simply viewing your credit report, but the credit score makes decision-making easier and less subjective. You will learn much more with our toolkit. Don’t waste time! Go to order page now and learn how to increase your credit score!
The Fair and Accurate Credit Transactions Act of 2003 (FACTA) made it possible for you to get a free copy of your credit report. Through FACTA you can order a free copy of your credit report from each of the three major credit bureaus – Equifax, Experian, and TransUnion – each year. You should take advantage of this privilege by ordering your credit report and using it to monitor your credit history.
Learn in what situations you are entitled to a free copy of your credit report. Learn more

 

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